5 tips for breaking through the glass ceiling

5 tips for breaking through the glass ceiling 5 tips for breaking through the glass ceiling Getting promoted and moving up the corporate ladder is no easy task. But for women, it may be even more difficult. According to a new study conducted by LeanIn.Org andMcKinsey Co., women are 15 percent less likely to score a promotion at work. To take control of your career and beat the odds, pay attention to these lessons from fearless CEO Gigi Stetler. She has become a successful female entrepreneur and a game-changing businesswoman in the male-dominated industry of RV Sales. Like many other women in the world of work, Stetler has been faced with incredible challenges and obstacles. During her first corporate meeting, she was told to “go home and bake cookies.” Instead, she went home and made millions. Here she offers her key advice for shattering the dreaded glass ceiling. Be prepared to change course, but don’t give up on success. This may seem simple, but Stetler credits her relentless attitude for her current success. After taking over four RV dealerships in the 1980s, her thriving business came to a screeching halt in 2008. In the midst of the recession, banks tightened their lending practices, creating a trickledown effect that had a devastating impact on the RV trade. Rather than declaring bankruptcy, Stetler came up with a new plan of action. She re-established a successful RV dealership business by reinventing it and expanding into new profit centers. Today, despite the economic recessions enduring impact on the RV industry, her company is growing yet again. In a corporate environment, you may be forced to veer off track, but that doesn’t mean you cannot achieve your goals. Get over fear of failure. If you’re afraid to fail, you are creating a debilitating hurdle that can hinder success. According to Stetler, there is a correlation between fear of failure and laziness. Fear is sometimes an excuse to simply not work hard â€" which she defines as lazy. Identify what’s holding you back and be honest. Then get on with it. Focus on the impending outcome rather than the original tragedy. For Stetler, that has been her true grit in life. Early on in her career, her trusted father-figure mentor betrayed her, and on top of that, she was attacked, stabbed, and left for dead in her own apartment. Not only did Stetler live to tell the tale, but she also carved out a niche as a successful female entrepreneur. She may not have been able to trust others, but she knew she could always trust herself. Don’t work to earn. Work to learn. Passion is a key element when it comes to succeeding in business. While making money is important, your mentality should always be to focus on growth and development. Stetler may have failed at some business ventures financially, but she learned the inner workings of the industry and was able to move forward to achieve ultimate success. Don’t be afraid to leave your comfort zone. If you want to continue to grow professionally, get comfortable with being uncomfortable. Whether you are searching for untapped areas of opportunity or taking on a new role at work, it is essential for true success. For example, instead of relying solely on RV sales, Stetler began examining new sources of revenue, including an RV rental business, in-house interior design team, and customized RVs for every industry â€" including mobile hair salons, boutiques, and even chiropractor’s offices. Her business competitors refused to leave their comfort zones, and she achieved market dominance. Stetler has had a tumultuous journey, but she has learned that it doesn’t matter how many times you get knocked down; it just matters that you are prepared to get back up. She says the only thing separating success from failure is the ability to dust yourself off and keep going. When people suffer personal tragedies or lose their jobs or businesses, they often feel defeated and want to quit on their dreams. But this is the wrong approach to take. Dont give up, dont give in. Just get back up and start rebuilding your life as quickly as possible.

What Bravery Looks Like - When I Grow Up

What Bravery Looks Like - When I Grow Up If you clicked on this article expecting to see someone in a superhero costume, let me manage your expectations â€" this is not that kind of post.   Real bravery is rarely accompanied by a cape. Real bravery rarely gets acknowledged by the public. Real bravery does not include bells, whistles, or parades of adoring fans congratulating you on your accomplishments.   Instead, real bravery is often soft and quiet, breathing in the glow of a single kitchen lamp as a woman works on her elevator pitch while her kids are sleeping upstairs.   Real bravery takes place in the bathroom of a cubical office when a long-term full-time employee prepares to tell her boss she is quitting.     Real bravery is the voice in your heart that tells you that despite whatever “reason” might argue, there is something bigger for you out there and you should go get it.   Real bravery is taking a chance on your dream business, putting your passion, interests, and skills first, and accepting nothing less than making a living doing what you love… And I get to see it all the time.   The women I work with as The When I Grow Up Coach flex bravery in undeniable, non-traditional, and wildly impressive ways. This ranges from showing up fully present and prepared to tackle challenges they’ve been putting off â€" or haven’t seen the opportunity to jump on! â€" to asking for help when they know they need it most.   It’s putting themselves first. It’s changing their identity from however they’re labeled now to becoming someone with a glowing beautiful SLASH in their title. (From mother to mother/florist. From partner to partner/graphic design artist. From [insert your current day job] to [current day job]/wellness coach. You get the idea!) It’s settling for nothing less than pursuing their true dreams, even when there’s “nothing wrong” with their current realities.   It’s making themselves and their dream businesses visible to their communities, friends, and families, even when knowing they’re now susceptible to that “Are you crazy?”-look from others. Le sigh.     It’s taking a step forward even when they feel like everything (besides their gut + heart!) is holding them back.   It’s doing what they thought they couldn’t it’s doing what they dreamed they might… it’s doing.   This is the important thing to remember, Reader: Bravery is in the doing, and my clients are doing so much.   Right now, 13 incredible women have committed to my 2020 Dream To Done program and today marks Day 8 of their new work. Over the next 11 months, they will become crystal clear on the nitty-gritty of their budding businesses, identifying their ideal clientele, solidifying their offers, and yes â€" becoming the business owners they still aren’t sure they will become yet, but are beginning anyway.   As with all things, the state of feeling courageous is not permanent, and it will take work to keep bravery at the front of these amazeballs women’s decision-making moments. But, I know they can do it because they’ve already done it just by making this commitment. And, Reader? Investing in a new future, committing to secret passions, letting go of constructed ideals of stability, and launching and building a new business? Hey, that’s pretty damn brave.

Writing Walt Disney World on Resume for Dummies

Writing Walt Disney World on Resume for Dummies There are lots of aspects of a visit to Disney where in you can spend less. Founded by Walt and Roy Disney in 1923, the provider is among the largest media conglomerates on the planet. Whole visiting Disney World, an appropriate planning for accommodation is significantly needed. When choosing your Walt Disney World tickets, there are many choices from which to pick. A Secret Weapon for Writing Walt Disney World on Resume If you are quite new to the game, you might not need a course that's rated for PGA Championship Par-72 or you may be there awhile. You may research each course based on what features you want. From that point, you may pick which golf program or courses you want to play. There are quite a lot of courses and accommodations to pick from, based on which region of Florida you wish to see. If You Read Nothing Else Today, Read This Report on Writing Walt Disney World on Resume Sea world is quite famous due to its penguins and also well trained men and women will surf and carry out few tricks which will be quite exciting to you and your children. After the park first opened, visitors who entered a number of the temple areas began to take off their shoes, since they saw a pair outside the temple placed there as part of the theming. When it first opened, visitors who entered some of the temple areas started to take their shoes off because they saw a pair of shoes outside of the temple that had been placed there as part of the theming. Disney water parks are fun for the entire family. You require a vacation, and one of the best locations on your checklist needs to be southern California. Luckily, there are companies which make their living by finding travelers just the ideal Florida golf vacation packages, and therefore you don't need to sift through the info by yourself. To escape the cold dreary winter, a lot of people will plan a visit to a destination where it's hot and sunny. Since the worth of the meal program is exactly the same no matter the resort you select, you are going to get the absolute most bang by staying at lower-priced resorts.

Ipad Resume App - the Story

Ipad Resume App - the Story The Home screen has an icon for every single app on your device. In general, it is a great app for making a good-looking document super-fast! Another feature unavailable in both of the other apps is the capability to create a cover letter. Focus One important piece that a resume builder can assist you with is obtaining a focus on your objectives. The work of a builder is linked to construction. A resume builder service is a means to acquire expert help with one of the main documents you will have to get the job of your dreams. There are lots of elements, which ought to be maintained when building the resume. Engage Completely-The unengaged client is most likely the toughest thing for a resume writer to take care of. Resume writing is an intimidating endeavor for anybody. Among the big keys to receiving the career you would like is in the very first impression, which explains why I wished to compare in more depth the 3 apps listed in that artic le for creating and sharing your resume. To put it simply, a resume builder is a program designed to direct you through the practice of producing a resume. The free resume maker can indeed be quite a valuable tool when you have to create a professional CV. The aim of the resume builder is to give an easy to follow template that enables the building of an ideal resume across a variety of industry types. There's no lack of resume making software to select from. It's possible to also share the CV with different apps. When you first pay a visit to the App Store, you are going to observe an assortment of new apps and games it is possible to browse. There are hundreds and hundreds of apps you may download free of charge. Even though you can't utilize several apps at the identical time, it is simple to switch between apps without going to the Home screen. It is possible to create one resume for free and if you take pleasure in the app, look at the further purchase choices. In r eality, there doesn't appear to be a big difference between the resume software package and the online resume builder except that one which you download to your hard disk and the other you've got to go to the site to work from. Just in case, you're not quite delighted with the pre-defined templates, you can purchase premium templates through in-app purchases. Just in case, you're not quite happy with the pre-defined templates, you can purchase premium templates resume in-app purchases. The Key to Successful Ipad Resume App The process doesn't have to be hard and you may use it not just to increase your writing skills, but additionally in getting your career back on the right track. You may make and send as many resumes as you want. Your resume should incorporate the correct key terms that convey how qualified you are and that also demonstrate that you contain the particular knowledge necessary to effectively do your work. Functional resumes are arranged so that you are able to set your abilities in the most obvious positions. The very best method is to select the aid of Resume builder for writing a resume so you could not loose the work prospect. In case you're looking for employment, it is likely that you know you demand a great resume. Do not write what you would like in work. Your new job is only a tap away!

Community Banks and Small Business Lending

Community Banks and Small geschftsleben Lending Credit Claudio Divizia / Shutterstock When it comes to financing, community banks have been providing support to small geschftliches miteinanderes for decades. However, a problem is emerging thats affecting small geschftlicher umgang Community banks are closing and consolidating due to pressure from regulation and an uneven lending playing field.The success of the American economy was built in part on the backs of small businesses that were financed by small banks, said Stephen Andrews, a former president of a few community banks based on the West Coast. Removing the community banks from the equation upsets and diminishes the potential of small business to compete effectively.When the 2008 financial crisis hit, the U.S. government responded with a bank bailout and increased regulation. In Washingtons eyes, it was time to hold Wall Street accountable and stop any future economic turmoil that could be spurred by big institutions. But the reach of Dodd-Frank, Washingtons answer to the 2008 crisis, extended beyond just the big banks on Wall Street. Local community banks suddenly had a whole host of regulation to adhere to.The sins of big banks brought on a crush of new regulations with Dodd-Frank legislation that disproportionately impacted smaller community banks, Andrews said. Community banks were forced to invest in new software, technology infrastructure, and compliance personnel, creating an unavoidable high level of fixed costs that are disproportionate to larger institutions.But Dodd-Frank is just the tip of the iceberg for an area of banking thats been on a slow decline for decades. Between 1994 and 2015, community banks share in bank lending and assets fell by 40 percent, according to a Harvard Kennedy School study on the state of community banking in 2015.Community banks are going away theyre consolidating, being purchased by big banks or just closing. As the community banking m arket erodes, small businesses are being squeezed businesses that cant meet conventional lending requirements from big institutions are having to turn to fintech lenders, which often charge higher interest satzs on shorter terms compared to what a community bank could offer.Small businesses suffer to a degree financing with a FinTech player, Andrews said. If they do fit the lenders criterium, they would likely pay a premium finance rate verse the rate a community bank would have charged.Editors note Need a business loan? Fill out the questionnaire below to have our vendor partners contact you with information for free.Why community banks are going awayRegulation is a big part of community bankings decline, but its only one factor that has led to the erosion. The emergence of FinTech lenders, tax considerations for leistungspunkt unions and the pressure to consolidate has affected community banks, according to Andrews.All these factors contribute to an uneven playing field for commu nity banks theyre being regulated like big banks, taxed like big banks and other lenders can provide the saatkorn services to small businesses without having to jump through the saatkorn hoops. Credit unions, for example, enjoy a different tax structure compared to traditional banks. However, lending practices from credit unions have begun to mirror community banks. Some credit unions enjoy the same functionality as a community bank without the tax or regulatory burdens.Credit unions are walking and talking like banks and while their powers to lend to small businesses have expanded, Andrews said. The playing field is not even with respect to credit unions as they enjoy taxation advantages that community banks do not enjoy, and this situation translates to a tax advantaged pricing advantage.The uneven playing field extends into the FinTech space as well. FinTech lenders ansprechbar lenders that boast next-day approvals and automated underwriting processes provide the same services as banks, but dont have to endure the same crushing regulations that community banks need to.On the regulatory side there has been the rise of FinTech that does not receive the same scrutiny as banks with respect to oversight, Andrews said. This creates an operating price disparity and compliance disparity favoring the new market entrants.In addition to an uneven playing field, banks are suffering from a talent gap, according to SBA lending consultant and BOLD Lender author Alex Espinosa. He said generational changes within community banks are encouraging older bank presidents to take buyouts and consolidate as opposed to giving the keys to an inexperienced executive. He also said the best and brightest minds are likely working for technology companies as opposed to banks.These factors have slowly chipped away at the community banking market for years, and the demise is hitting small businesses the hardest.How small business is affected by the decline of community banksCommunity ba nks provide 77 percent of agricultural loans and over 50 percent of small business loans, according to the Harvard Kennedy School study. What community banks offer small businesses in the lending process is almost intangible because banks know the community, theyre able to provide loans to businesses based on information that isnt just found in a businesss finances.Instead of meeting rigid requirements through a FinTech lender or going to a large conventional bank to be denied because of shaky financials, small businesses can turn to a local community bank to get the funding they need at an acceptable rate. Because the bankers are rooted in the community, they can consider additional factors regarding the borrowers situation that go beyond basic financial data.Community banks are more personal, and they provide more informed loans as a result. According to the Harvard Kennedy School study, in 2013 default rates on family real estate loans with community banks was 3.47 percent. In t he same year, larger banks experienced a default rate of 10.42 percent.Community banks generally are relationship banks their competitive advantage is a knowledge and history of their customers and a willingness to be flexible, the study reads.Community bankings decline has a direct impact on small businesses. With fewer and fewer community banks to turn to for financing, small businesses have to work with bigger banks or FinTech lenders. It can be hard to get approved with a bigger bank, and FinTech lenders generally have more higher interest rates and shorter terms compared to conventional bank loans.The business thats hurt the most in all of this is the one that doesnt meet the needs of FinTech lenders or big banks.Those businesses that require personal labor-intensive attention from a credit underwriting perspective for loan approval will not fit the automated underwriting process, Andrews said. Community banks offer and capture borrowers that dont have cookie cutter financing r equirements.Will this problem be solved?Andrews said major changes need to happen with taxation and regulation. Relaxing legislation that was intended for big banks will allow local banks to breathe again. Adjusting tax practices on credit unions will also help level the playing field for community banks.Community bankers are not afraid of competition or market disruption, but they do want the playing field balanced as it relates to taxation and regulatory burden, Andrews said.Espinosa agreed, saying that regulation needs to be changed so community banks have a chance to be competitive. Regardless of what the right course of action is, community banking is in decline, which means small businesses can no longer get the financing they need. Matt DAngelo Matt DAngelo is a Tech Staff Writer based in New York City. After graduating from James Madison University with a d egree in Journalism, Matt gained experience as a copy editor and writer for newspapers and various online publications. Matt joined the staff in 2017 and covers technology for geschftsleben.com and geschftsleben News Daily. 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When It Comes To Digital Marketing Skills, Colleges Arent Cutting It

When It Comes To Digital Marketing Skills, Colleges Arent Cutting It By now, were all well awarehow rapidly technologyis changing the world we live and work in. While its pretty much impossible to avoid theinfluence of techinanyfield, there are certain industries where its impact is mora keenly felt than others like digital marketing.As a professional in this field, it can be pretty difficult to keep up with all the technological changes this industry is experiencing on a day-to-day basis. And these constant evolutions can seem even mora challenging to someone whos been out of the workforce for a few years and isnow looking to reenter it, especially.Astudyreleased by the Digital Marketing Institute confirms the existence of a skills gap in this industry. Testing over 900 marketing professionals in the U.S., U.K., and Ireland for digital marketing competency, their research found that a shocking 92 percent majority failed to qualify for even entry-level expertise. This, when more tha n half of respondents deemed themselves fairly competent at digital marketing in a self-assessment. Meaning? A majority of these marketers are lacking in the most current, relevant skills but they dont perceive themselves to be.Why exactly is this the case? Partly, its due to a lack of understanding and urgency within companies themselves. Though 63 percent of U.S. marketers surveyed (and a similar majority in the U.K. and Ireland) said that becoming more digitally focused will be crucial to their company within the next two years, digitaltraining programsand initiatives within many companies continue to remain subpar, if they exist at all. Only 18 percent of U.S. organizations were found to provideessential training support, causing 59 percent of American marketers to cite a sense of anxiety.New skills continue to be required in this highly evolving industry, and at an increasingly frequent rate. But if most employers arent making the effort to keep their workforce technologically up-to-date and relevant, neither are traditional education institutions. Bruce Cleveland, co-founder of themicro-education company GreenFig, explainedfruchtwein traditional education programs are not equipped to provide the hands-on and work-related experience students need to master geschftsleben application software and business science. Industry requirements and business applications change so rapidly that by the time a new curriculum is peer-reviewed and approved, it is already out of date and few university professors have current industry experience or are skilled in the use of business application software.Offering courses and micro-degrees in applied business science subjects (like digital marketing), GreenFig is one of the education startups looking to close the skills gap a lack of technology preparedness is creating. Stepping in where more established higher education institutions and businesses themselves are failing, the goal is to make students as job-ready and marke table as possible by providing current, of-the-moment training in accelerated doses, something GreenFigs founders plan to explain in greater detail at twoupcoming luncheon eventsin New York (June 22) and San Francisco (June 23).When it comes to boosting ones relevancy in digital marketing, there are multiple groups of people who could stand to benefit, GreenFig CEOLibby Unger explained.College students can augment their liberal arts education and move their resume to the top of the list for high demand business science jobs, she said. Professionals can prepare for a career shift into a new field, return to the workforce with relevant business science skills, or simply upskill to stay relevant. And, a veteran can accelerate his or her transition into the civilian workforce.The digital in marketing certainly isnt going anywhere. The real question is are you?Fairygodboss is committed to improving the workplace and lives of women.Join us by reviewing your employer

4 Ways to Compare Candidates Video Resumes

4 Ways to Compare Candidates Video ResumesVideo resumes can be a great tool for companies looking to get personal faster in the hiring process. After all, now employers can press play and see a candidates personality and communication skills on display. Its important to keep in mind that different candidates can bring different skill sets to the table. But not all video resumes are created equal, so how do you compare?You need to look at the profile video of a candidate very carefully. However these videos dont exist in a vacuum. At some point youre going to have to compare candidates to see which one fits the company and job best. This can be a hard process and its difficult to know what to evaluate. You want to find the best candidates for your open position, while at the same time not miss the hidden gems hiding in your profile video queue.Here are some ways to compare video resumes in order to find great candidates to move along in the hiring processRecognize the Difference Betwe en Shy Candidates and Assertive ApplicantsJust because a candidate is shy doesnt mean they dont have anything of value to say. Introverted employees can really bring a huge value to your company if you know to look for them. Unfortunately, assertive candidates can be much more flashy than their introverted counterparts. Assertive candidates might be better at projecting confidence at the expense of actually possessing the valuable skills you need in the workforce. Since they seem more self-assured and put together, hiring managers may ignore shy candidates in favor of the video resumes belonging to more aggressive workers.When comparing the video resumes of shy and assertive applicants, make sure to look for personality attributes above the surface. Do you need a leader, someone to stand up in front of a group and speak? If so, the shy applicant might not be the right person for the job. On the other hand, if you need someone who works well with others, an aggressive personality cou ld be a liability. Make sure to think critically about the personality needs of the position youre hiring. Its important to keep in mind the flashy candidate isnt always the best fit.Fact CheckSometimes not everything your candidate says in their application is 100 percent truthful. As we previously talked about the difference between introverted and extroverted candidates, its possible your more aggressive candidates might be stretching the truth a bit here or there on their qualifications. For instance, in job interviews (even ones through online video) a study found narcissists impress recruiters more than non-narcissists.While we want to give people the benefit of the doubt when we can, be on the lookout for statements and facts which seem too good to be true. When it comes to watching a video resume, refer to another source of information about the candidate. This can be a traditional resume or even a LinkedIn profile. And always resort to asking for more information if youre s till unsure. An honest candidate will appreciate that youre seriously considering them and quickly provide the information you need to confirm their qualifications.Focus on SkillsPersonality is important, especially when it comes to organizational fit. Even more important, however, is to make sure the applicant in your video resume has the necessary skills. When watching candidates video resumes, look for individuals giving concrete examples of how they will bring value to your company. The candidate who mentions a specific project which applies to the current opening or applicable past experience might be better than the candidate with a great personality avoiding specifics in their profile video.When to Give the Benefit of The DoubtIt can be tricky to know when to give candidates the benefit of the doubt, but its important to remember recording a video resume can be a stressful process. Just because a candidate stammers or nervously twirls her hair in the profile video doesnt mean the candidate is necessarily a badeanstalt hire. Were all human and we all get nervous. If the applicant can speak knowledgeably about the position and the industry, you might need to ignore the little things to find a great diamond in the rough.Comparing the video resumes of great candidates can be difficult. Everyone is different, after all, and will bring different strengths and weaknesses to your company. This is why its important to keep in mind the skills and personality attributes of your ideal employee when looking at video resumes. If you keep your goals in mind, youll be in a better position to judge these videos and find your next top talent.What are some ways you can compare candidates video resumes? Share in the commentsIMAGE Courtesy of Flickr by kharied